Car Loans in Tasmania (TAS) 2026 - Compare Rates & Save

Q: What is the average car loan rate in Tasmania in 2026?

In 2026, car loan rates in Tasmania sit around 5.74%-15.00% p.a. for secured loans. RACT offers member rates for Tasmanian drivers. Green car loans for EVs start from 5.79% (5.82% comparison rate). Tasmania has a smaller selection of local lenders, but all national lenders operate here with the same rates.

Q: How much is stamp duty on a car in Tasmania?

Tasmania charges motor vehicle duty at $3 per $100 of the dutiable value for most passenger vehicles. A $40,000 car attracts $1,200 in stamp duty. For vehicles transferred between family members, a concessional rate may apply. The duty is payable at the time of registration transfer through Service Tasmania.

Q: How much does car registration cost in Tasmania?

Tasmanian car registration costs approximately $600-$750 per year including registration fee, MAIB premium (Motor Accidents Insurance Board - compulsory third-party), and other levies. Tasmania offers 3-month, 6-month or 12-month registration periods. Concessions are available for pensioners and health care card holders.

Q: What is the average car price in Hobart?

The average new car price in Hobart is approximately $40,000-$48,000 in 2026, while used cars average $18,000-$28,000. Tasmania generally has slightly lower car prices than mainland capitals. Popular models include the Subaru Outback ($38,000-$50,000) suited to Tasmania's terrain, and the Toyota Corolla ($28,000-$38,000).

Q: Are there EV incentives in Tasmania?

Tasmania does not currently have an EV road user charge, making it one of the most affordable states for EV ownership. Tasmania's electricity is predominantly hydro-powered (renewable), meaning EVs charged in Tasmania have very low carbon emissions. The federal FBT exemption applies to novated leases on EVs under $91,387.

Q: Is Tasmania good for electric vehicles?

Tasmania is excellent for EVs due to its almost 100% renewable electricity grid (hydro and wind), no EV road user charge, and compact driving distances. Charging an EV with Tasmanian hydro power costs approximately $3-5 per 100km compared to $12-18 for petrol. Green car loans offer additional rate discounts of 0.50-1.00%.

Q: What is the RACT car loan rate?

RACT offers car loan rates for Tasmanian members as of 11 September 2026. RACT members receive a loyalty discount. They offer both new and used car loans with terms from 1-7 years, redraw facility, and no early repayment fees on variable rate loans.

Q: Can I ship a car to Tasmania with finance?

Yes, you can purchase and finance a car on the mainland and ship it to Tasmania. The shipping cost from Melbourne to Devonport is approximately $500-$900 via Spirit of Tasmania or freight services. Ensure the lender knows the vehicle's intended location. You'll need to re-register in Tasmania and pay TAS stamp duty.

Q: What documents do I need for a car loan in Tasmania?

For a car loan in Tasmania, you need: Tasmanian driver's licence, 2-3 recent payslips or tax returns, 90 days of bank statements, vehicle details and seller information. Self-employed applicants need ABN details and recent tax returns. Online lenders may use Open Banking to verify income automatically.

Q: Can I finance a private sale in Tasmania?

Yes, most lenders finance private sale purchases in Tasmania. You'll need the seller's details, vehicle registration number, a PPSR check ($2), and the vehicle should be roadworthy. Tasmania requires the seller to complete a Transfer of Registration form. Registration must be transferred within 14 days of purchase.

Compare car loan rates from Australia's leading lenders available to Tasmanian drivers. Finance new, used and electric vehicles with secured rates from 5.74% p.a. (7.16% comparison rate) Tasmania's renewable energy grid makes it ideal for EV financing.

Rates updated 2 November 2026

Vehicle type

Loan term

Loan amount

100% free. No impact on your credit score. Repayments based on a $25,000 loan over 5 years.

Where TAS car loan rates sit today

Rates rising

From 5.74%

Lowest Secured Rate

7.16% comparison rate

From 9.50%

Lowest Unsecured Rate

9.79% comparison rate

40+

Lenders Compared

Hobart & regional TAS

Car loan rates have eased since the RBA began cutting rates. Secured rates start from 5.74% p.a. (7.16% comparison rate*) with 40+ lenders competing for TAS borrowers across new, used and electric vehicle finance.

Leading lenders in TAS Updated daily 100% free service Hobart & statewide

Best Car Loan Rates in Tasmania

Lender	Product	Rate (p.a.)	Comparison Rate	Monthly ($30K/5yr)	Vehicle Type	Features
Westpac	Car Loan	5.74%	7.16%	$480	New/Used <7yr	Digital banking
BankWAW	Green Car Loan	5.79%	5.82%	$481	New/Used <7yr	EV discount,
NAB	NAB Car Loan	5.99%	7.55%	$483	New/Used <7yr
Health Professionals Bank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
Health Professionals Bank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
Health Professionals Bank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
Health Professionals Bank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
UniBank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
UniBank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
UniBank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
UniBank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
WOOLWORTHS TEAM BANK	Electric Vehicle Loan	6.19%	6.63%	$486	New/Used <7yr	EV discount,
Teachers Mutual Bank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
Teachers Mutual Bank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
Teachers Mutual Bank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
Teachers Mutual Bank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
Firefighters Mutual Bank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
Firefighters Mutual Bank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
Firefighters Mutual Bank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
Firefighters Mutual Bank	Fixed Rate Car Loan	6.19%	6.40%	$486	Used <7yr	Digital banking
Greater Bank	New Car Loan	6.24%	6.63%	$486	New only	Redraw, Digital banking
IMB Bank	New Car Loan	6.24%	6.59%	$486	New only	Digital banking
MACARTHUR CREDIT UNION LTD	NEW CAR LOAN FIXED	6.29%	6.66%	$487	New only	Redraw, Digital banking, PayID, NPP
Bank Australia	Fixed Car Loan	6.29%	6.29%	$487	New/Used <7yr	Digital banking, Redraw
Bank Australia verified Sep 23	Electric Vehicle Loan	6.29%	6.29%	$487	Electric vehicles	Fixed rate, establishment fee waived for EVs
AMB Bank Product	Car Loan	6.35%	7.27%	$487	New/Used <7yr
A-Auswide Bank	CAR LOAN	6.48%	7.19%	$489	New/Used <7yr	Redraw
Newcastle Permanent	Secured Personal Loan & Car Loan	6.49%	6.84%	$489	New/Used <7yr	Digital banking
HORIZON BANK	Green Car - New	6.49%	6.71%	$489	New only	EV discount, Digital banking, NPP, Redraw
UNITY BANK	Green Car Loan	6.49%	6.49%	$489	New/Used <7yr	EV discount, Redraw, Digital banking
Westpac	Car Loan	6.49%	7.90%	$489	New/Used <7yr	Digital banking
Westpac	Car Loan	6.49%	7.90%	$489	New/Used <7yr	Digital banking
POLICE CREDIT UNION LIMITED	The Best Car Loan	6.49%	6.90%	$489	New/Used <7yr	Digital banking, NPP, PayID, Redraw
WOOLWORTHS TEAM BANK	New Car Loan	6.49%	6.93%	$489	New only
SCCU	MOTOR SCOUT NEW VEHICLE LOAN	6.49%	8.85%	$489	New only	Digital banking, Redraw
SCCU	MOTOR SCOUT NEW VEHICLE LOAN	6.49%	8.85%	$489	New only	Digital banking, Redraw
SCCU	MOTOR SCOUT NEW VEHICLE LOAN	6.49%	8.85%	$489	New only	Digital banking, Redraw
SCCU	MOTOR SCOUT NEW VEHICLE LOAN	6.49%	8.85%	$489	New only	Digital banking, Redraw
SCCU	MOTOR SCOUT NEW VEHICLE LOAN	6.49%	8.85%	$489	New only	Digital banking, Redraw
RACV verified Sep 23	Green Car Loan	6.49%	7.08%	$489	New/Used EV	No ongoing fees, member discounts
CommBank verified Sep 23	EV Car Loan (secured fixed)	6.49%	7.90%	$489	New/Used EV or PHEV <75g CO2/km	Energy-efficient discount, branch access
NAB	NAB Car Loan	6.74%	8.29%	$492	New/Used <7yr
CommBank	Secured Fixed Rate Car Loan	6.79%	8.20%	$493	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	6.79%	8.20%	$493	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	6.79%	8.20%	$493	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	6.79%	8.20%	$493	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	6.79%	11.78%	$493	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	6.79%	11.78%	$493	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	6.79%	11.78%	$493	New/Used <7yr	Digital banking
Bank First Production	New Car Loan Personal Lending Variable Unsecured	6.79%	8.12%	$493	New only	PayID, Digital banking, Redraw
Bank First Production	New Car Loan Personal Lending 1-5 Years Fixed Unsecured	6.79%	7.06%	$493	New only	PayID, Digital banking, Redraw
Defence Bank Limited	New Car Loan	6.89%	7.66%	$494	New only	Redraw, Digital banking
Defence Bank Limited	Used Car Loan	6.89%	7.66%	$494	Used <7yr	Redraw, Digital banking
ORANGE CREDIT UNION LTD	New Car Loan	6.89%	7.26%	$494	New only	NPP, Redraw
POLICE CREDIT UNION LIMITED	Low Rate Car Loan Special Offer - Variable	6.98%	7.39%	$495	New/Used <7yr	NPP, PayID, Digital banking, Redraw
Community First Credit Union	Car Loan - Fixed	6.99%	8.04%	$495	New/Used <7yr	Digital banking, Redraw
Community First Credit Union	Car Loan - Variable	6.99%	8.04%	$495	New/Used <7yr	Digital banking, Redraw
Regional Australia Bank	Accelerator Car Loan	6.99%	7.30%	$495	New/Used <7yr	Digital banking, Redraw
Police Bank	Driveaway Car Loan	6.99%	7.13%	$495	New/Used <7yr	Redraw
POLICE CREDIT UNION LIMITED	Better Car Loan	6.99%	7.40%	$495	New/Used <7yr	Digital banking, NPP, PayID, Redraw
Border Bank	Driveaway Car Loan	6.99%	7.13%	$495	New/Used <7yr	Redraw, NPP, Digital wallet, PayID, Digital banking
POLICE CREDIT UNION LIMITED	Fixed Car Loan	7.24%	7.65%	$498	New/Used <7yr	NPP, PayID, Digital banking, Redraw
POLICE CREDIT UNION LIMITED	Better Car Loan	7.24%	7.24%	$498	New/Used <7yr	Digital banking, NPP, PayID, Redraw
Qudos Bank	Car Loan	7.29%	7.50%	$498	New/Used <7yr
Bank Australia	Fixed Car Loan	7.29%	7.50%	$498	New/Used <7yr	Digital banking, Redraw
TRANSPORT MUTUAL CREDIT UNION LTD	FASTROAD NEW CAR LOAN	7.39%	7.70%	$500	New only	Redraw
THE CAPRICORNIAN	Car & Motor Vehicle Loans	7.43%	7.78%	$500	New/Used <7yr	Redraw, Digital banking, NPP, PayID
RACQ Bank	Green Car Loan	7.49%	7.49%	$501	New/Used <7yr	EV discount, Digital banking, NPP
Plenti verified Sep 23	EV Car Loan	7.49%	9.28%	$501	New/Used EV/PHEV	Personalised rate, no early exit fees
CENTRAL WEST CREDIT UNION LTD	Classic Car Loan - New Vehicle	7.60%	7.82%	$502	New only	Digital banking
CENTRAL WEST CREDIT UNION LTD	Classic Car Loan - Used Vehicle no more than 7 years old	7.70%	7.92%	$503	Used <7yr	Digital banking
HORIZON BANK	Green Car Loan - Used	7.74%	7.96%	$504	Used <7yr	EV discount, Digital banking, NPP, Redraw
NORTHERN INLAND CREDIT UNION LTD.	Brand New Vehicle Loan	7.74%	8.30%	$504	New only	Redraw, Digital banking
Bank First Production	Used Car Loan Personal Lending 1-5 Years Fixed Unsecured	7.79%	9.13%	$504	Used <7yr	PayID, Digital banking, Redraw
WOOLWORTHS TEAM BANK	Used Car Loan	7.94%	8.39%	$506	Used <7yr
POLICE CREDIT UNION LIMITED	Variable Car Loan	7.98%	8.40%	$507	New/Used <7yr	NPP, PayID, Digital banking, Redraw
UNITY BANK	Fixed Rate Car Loan P&I <5Y	7.99%	8.01%	$507	New/Used <7yr	Redraw, PayID, NPP
LCU	New Wheels Car Loan	8.05%	8.33%	$508	New only	Redraw, Digital banking, NPP, PayID
RACQ Bank	Fixed Rate Car Loan	8.19%	8.36%	$509	New/Used <7yr	Digital banking, NPP
RACQ Bank	Fixed Rate Car Loan	8.19%	8.36%	$509	New/Used <7yr	Digital banking, NPP
RACQ Bank	Fixed Rate Car Loan	8.19%	8.36%	$509	New/Used <7yr	Digital banking, NPP
HORIZON BANK	Fixed Personal Car Loan	8.24%	8.46%	$510	New/Used <7yr	Redraw, Digital banking, NPP
HORIZON BANK	NEW/USED CAR TO 12MTHS	8.24%	8.46%	$510	Used <7yr	Redraw, Digital banking, NPP
SCCU	MOTOR SCOUT USED VEHICLE LOAN	8.24%	10.61%	$510	Used <7yr	Digital banking, Redraw
SCCU	MOTOR SCOUT USED VEHICLE LOAN	8.24%	10.61%	$510	Used <7yr	Digital banking, Redraw
SCCU	MOTOR SCOUT USED VEHICLE LOAN	8.24%	10.61%	$510	Used <7yr	Digital banking, Redraw
SCCU	MOTOR SCOUT USED VEHICLE LOAN	8.24%	10.61%	$510	Used <7yr	Digital banking, Redraw
SCCU	MOTOR SCOUT USED VEHICLE LOAN	8.24%	10.61%	$510	Used <7yr	Digital banking, Redraw
SCCU	NEW VEHICLE LOAN	8.24%	9.15%	$510	New only
SCCU	NEW VEHICLE LOAN	8.24%	9.15%	$510	New only
SCCU	NEW VEHICLE LOAN	8.24%	9.15%	$510	New only
SCCU	NEW VEHICLE LOAN	8.24%	9.15%	$510	New only
SCCU	NEW VEHICLE LOAN	8.24%	9.15%	$510	New only
SCCU	EMONEY NEW VEHICLE LOAN	8.24%	9.15%	$510	New only	Digital banking, Redraw
SCCU	EMONEY NEW VEHICLE LOAN	8.24%	9.15%	$510	New only	Digital banking, Redraw
SCCU	EMONEY NEW VEHICLE LOAN	8.24%	9.15%	$510	New only	Digital banking, Redraw
SCCU	EMONEY NEW VEHICLE LOAN	8.24%	9.15%	$510	New only	Digital banking, Redraw
SCCU	EMONEY NEW VEHICLE LOAN	8.24%	9.15%	$510	New only	Digital banking, Redraw
SCCU	LJ HOOKER NEW VEHICLE LOAN	8.24%	9.15%	$510	New only	Digital banking, Redraw
SCCU	LJ HOOKER NEW VEHICLE LOAN	8.24%	9.15%	$510	New only	Digital banking, Redraw
SCCU	LJ HOOKER NEW VEHICLE LOAN	8.24%	9.15%	$510	New only	Digital banking, Redraw
SCCU	LJ HOOKER NEW VEHICLE LOAN	8.24%	9.15%	$510	New only	Digital banking, Redraw
SCCU	LJ HOOKER NEW VEHICLE LOAN	8.24%	9.15%	$510	New only	Digital banking, Redraw
Liberty Financial	Low doc car loan	8.29%	8.29%	$510	New/Used <7yr
CommBank	Secured Fixed Rate Car Loan	8.79%	10.18%	$516	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	8.79%	10.18%	$516	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	8.79%	10.18%	$516	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	8.79%	10.18%	$516	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	8.79%	13.74%	$516	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	8.79%	13.74%	$516	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	8.79%	13.74%	$516	New/Used <7yr	Digital banking
Liberty Financial	Flexible car loan	8.99%	10.65%	$519	New/Used <7yr
BankVic	Car Loan Fixed 1-5 Years	8.99%	9.12%	$519	New/Used <7yr	NPP, PayID
Bank First Production	Green Car Loan Personal Lending 1-5 Years Fixed Unsecured	9.29%	9.57%	$522	New/Used <7yr	EV discount, PayID, Digital banking, Redraw
Bank First Production	Green Car Loan Personal Lending Variable Unsecured	9.29%	9.57%	$522	New/Used <7yr	EV discount, PayID, Digital banking, Redraw
TRANSPORT MUTUAL CREDIT UNION LTD	FASTROAD USED CAR LOAN	9.39%	9.70%	$524	Used <7yr	Redraw
NORTHERN INLAND CREDIT UNION LTD.	Used Vehicle Loan	9.49%	10.32%	$525	Used <7yr	Redraw, Digital banking
LCU	New Cars	9.50%	9.79%	$525	New only	Redraw, Digital banking, NPP, PayID
THE CAPRICORNIAN	Car & Motor Vehicle Loans	9.94%	10.30%	$530	New/Used <7yr	Redraw, Digital banking, NPP, PayID
Health Professionals Bank	Car Loan	9.99%	10.21%	$531	New/Used <7yr	Redraw, Digital banking
UniBank	Car Loan	9.99%	10.21%	$531	New/Used <7yr	Redraw, Digital banking
UNITY BANK	Fixed Rate Car Loan P&I >5Y	9.99%	10.01%	$531	New/Used <7yr	Redraw, PayID, NPP
Teachers Mutual Bank	Car Loan	9.99%	10.21%	$531	New/Used <7yr	Redraw, Digital banking
Firefighters Mutual Bank	Car Loan	9.99%	10.21%	$531	New/Used <7yr	Redraw, Digital banking
UNITY BANK	Green Car Loan	10.00%	10.00%	$531	New/Used <7yr	EV discount, Redraw, Digital banking
Westpac	Car Loan	10.29%	11.66%	$535	New/Used <7yr	Digital banking
LCU	Used Cars	10.50%	10.79%	$537	Used <7yr	Redraw, Digital banking, NPP, PayID
Bank First Production	Used Car Loan Personal Lending Variable Unsecured	10.79%	12.16%	$541	Used <7yr	PayID, Digital banking, Redraw
FIRST OPTION BANK	USED CAR LOAN	10.99%	11.24%	$543	Used <7yr	Redraw, Digital banking
FIRST OPTION BANK	NEW CAR LOAN	10.99%	11.24%	$543	New only	Digital banking, Redraw
CommBank	Secured Fixed Rate Car Loan	11.29%	12.65%	$547	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	11.29%	12.65%	$547	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	11.29%	12.65%	$547	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	11.29%	12.65%	$547	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	11.29%	16.20%	$547	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	11.29%	16.20%	$547	New/Used <7yr	Digital banking
CommBank	Secured Fixed Rate Car Loan	11.29%	16.20%	$547	New/Used <7yr	Digital banking
Regional Australia Bank	Accelerator Car Loan	11.99%	12.32%	$556	New/Used <7yr	Digital banking, Redraw
TRANSPORT MUTUAL CREDIT UNION LTD	CREDIT CARD CRUSHER	12.14%	12.46%	$558	New/Used <7yr	Redraw
Liberty Financial	Fresh start car loan	12.49%	15.06%	$562	New/Used <7yr
NAB	NAB Car Loan	12.79%	14.29%	$566	New/Used <7yr
Westpac	Car Loan	12.99%	14.34%	$569	New/Used <7yr	Digital banking
NAB	NAB Car Loan	13.54%	15.03%	$576	New/Used <7yr
Great Southern Bank	Green Car Loan	15.00%	7.58%	$595	New/Used <7yr	EV discount, Digital banking, Redraw
Great Southern Bank	Green Car Loan	15.00%	9.08%	$595	New/Used <7yr	EV discount, Digital banking, Redraw
Great Southern Bank	Green Car Loan	15.00%	12.39%	$595	New/Used <7yr	EV discount, Digital banking, Redraw
Great Southern Bank	Green Car Loan	15.00%	6.43%	$595	New/Used <7yr	EV discount, Digital banking, Redraw
Great Southern Bank	Green Car Loan	15.00%	10.38%	$595	New/Used <7yr	EV discount, Digital banking, Redraw
Great Southern Bank	Green Car Loan	15.00%	11.39%	$595	New/Used <7yr	EV discount, Digital banking, Redraw
Great Southern Bank	Secured Fixed Car Loan	15.00%	6.83%	$595	New/Used <7yr	Digital banking, Redraw
Great Southern Bank	Secured Fixed Car Loan	15.00%	8.33%	$595	New/Used <7yr	Digital banking, Redraw
Great Southern Bank	Secured Fixed Car Loan	15.00%	9.83%	$595	New/Used <7yr	Digital banking, Redraw
Great Southern Bank	Secured Fixed Car Loan	15.00%	13.14%	$595	New/Used <7yr	Digital banking, Redraw
Great Southern Bank	Secured Fixed Car Loan	15.00%	11.14%	$595	New/Used <7yr	Digital banking, Redraw
Great Southern Bank	Secured Fixed Car Loan	15.00%	12.14%	$595	New/Used <7yr	Digital banking, Redraw

Rates based on a $25,000 secured car loan over 5 years. Rates are indicative and subject to change. "Lowest" = the lowest rate on our live CDR feed at the time of viewing, across the lenders we display. "Curated" = a rate we maintain manually from the lender's published pricing (used where the lender does not publish it via CDR) and verify against the lender's website. Rates update daily and not all lenders are included, so other products may be lower. Source: Consumer Data Right (CDR), lender websites. Last updated: 2 November 2026. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Rate shopping pays off: The gap between the cheapest and most expensive car loan rates is typically 3-4 percentage points. On a $30,000 loan over 5 years, cutting your rate by 3.50% saves roughly $3,000 in interest - well worth the 10 minutes it takes to compare.

0 lenders included

Live CDR rates

Save up to $626/year* on car finance

Car loans from 5.74% p.a. (7.16% comparison rate*) across 40+ Australian lenders - secured rates for new, used and EV/Hybrid vehicles.

Secured rates for new, used and EV/Hybrid vehicles
Borrow $5,000 to $150,000 from 5.74% p.a. (7.16% comparison rate*)
We refer your enquiry to our accredited broker partner

*Illustrative only. Based on a $40,000 car loan over 5 years at 5.74% p.a. vs a typical 8.50% p.a. Actual savings depend on your loan amount, term, vehicle type and approved rate.

Tasmania Car Loan Calculators

Estimate your monthly repayments and the full drive-away cost of a car in Tasmania before you commit.

TAS Car Loan Repayment Calculator

Calculate monthly repayments and total interest on a Tasmania car loan. Pre-filled with the typical TAS loan size.

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Interest rate (% p.a.)

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TAS Drive-Away Cost Calculator

Vehicle price plus Tasmania-specific stamp duty and annual Transport Tasmania registration. The total upfront cost before you drive home.

Vehicle price

TAS stamp duty rate (%)

Indicative average for passenger vehicles. TAS duty can vary with vehicle type and value.

Annual rego & CTP

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Dealer finance is rarely the cheapest option for TAS drivers. Compare secured and unsecured car loans from 40+ Australian lenders, with rates from 5.74% p.a. (7.16% comparison rate)

Buying a Car in Tasmania - Costs & Info

TAS Vehicle Stamp Duty

Standard rate: $3 per $100
Example ($40,000 car): $1,200
Family transfer: Concessional rate

TAS Registration Costs

Annual rego (light vehicle): $600-$750
MAIB premium: $300-$450
Transfer fee: ~$35

Average Car Prices in TAS

New car (average): $40,000-$48,000
Used car (average): $18,000-$28,000
Popular (Subaru Outback): $38,000-$50,000

TAS EV Advantages

EV road user charge: None
Renewable grid: ~100% hydro/wind
FBT exemption (novated): EVs under $91,387

Novated lease unlocks the EV tax break: For an EV under the $91,387 luxury car tax threshold, novated leasing through your employer triggers the full FBT exemption - saving roughly $4,000–$8,000 a year compared with financing the same EV through a standard car loan.

Types of Car Loans in Tasmania

5.74%-15.00%

New Car Loan

Finance a brand-new vehicle with the lowest secured rates available.

6.19%-10.99%

Used Car Loan

Finance a pre-owned vehicle. Rates depend on vehicle age and condition.

5.79%-15.00%

EV / Green Car Loan

Discounted rates for electric and hybrid vehicles from select lenders.

5.99%-8.49%

Refinance

Switch your existing car loan to a lower rate and reduce repayments.

Varies

Novated Lease

Salary sacrifice arrangement through your employer. FBT-exempt for eligible EVs.

Secured beats unsecured: Backing your loan with the car as collateral typically cuts 2-3 percentage points off the rate. On a $30,000 loan over 5 years, dropping from an unsecured 11.99% to a secured 6.99% saves roughly $4,500 in interest over the life of the loan.

5.74%

Lowest car loan rate in TAS

Plenti, green car secured, September 2026

$44K

Average new car price in TAS

Source: ABS, FCAI

~100%

Renewable electricity grid

Hydro & wind power

Frequently Asked Questions - Car Loans in Tasmania

Everything you need to know about car loans in Tasmania.

What is the average car loan rate in Tasmania in 2026?

How much is stamp duty on a car in Tasmania?

How much does car registration cost in Tasmania?

What is the average car price in Hobart?

Are there EV incentives in Tasmania?

Is Tasmania good for electric vehicles?

What is the RACT car loan rate?

Can I ship a car to Tasmania with finance?

What documents do I need for a car loan in Tasmania?

Can I finance a private sale in Tasmania?

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Explore car loan options across Australia.

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Australian Capital Territory

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Car Loan Guide

Read the guide

Rates are indicative only and subject to change. Comparison rates are based on a $30,000 secured car loan over 5 years. Your actual rate may differ based on credit history, loan amount and vehicle details. Always read the lender's terms and conditions. "Lowest" = the lowest rate on our live CDR feed at the time of viewing, across the lenders we display. "Curated" = a rate we maintain manually from the lender's published pricing (used where the lender does not publish it via CDR) and verify against the lender's website. Rates update daily and not all lenders are included, so other products may be lower. Source: Consumer Data Right (CDR), lender websites. Last updated: 2 November 2026.

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